Receipts + invoices + bookkeeping records

Both sides of your money, in one calm view.

Photograph a receipt and let it read itself. Send an invoice your customer pays by scanning it. See where the month stands without adding anything up — and hand your bookkeeper everything in one download.

Create a free accountSee how it works
Free while in betaNo card required
Financial health
Good · trending up
Example
78out of 100
Income
€18,420
Expenses
€11,180
Net
€7,240
Receipt read
K-Market · VAT 25.5%
Invoice paid
2026-0147 · €2,480
The records work with any accounting software
CSV
Spreadsheets
PDF
Invoices
JPG
Receipt images
ZIP
Whole period
Everything in one place

One app for money out and money in

Most tools handle either invoicing or expenses. Bukkipin handles both, so where your business stands is on one page rather than split across two programs.

Scan any receipt

Photograph a receipt or drop in a PDF — an A4 purchase invoice works too. The merchant, date, total and VAT breakdown are pulled out for you, and a category is suggested.

Send invoices quickly

Line items, VAT rates and discounts, IBAN, a Finnish reference number and a payment barcode. Your customer gets a link or a PDF by email — and needs an account with nobody.

Financial health at a glance

A score built from income, spending, budgets and overdue invoices. You know where you stand without waiting for your bookkeeper to call.

Budgets and prompts

Set a budget for the business or per category. You hear about it before the limit is crossed, not after the month has closed.

Reports and VAT

Profit, spending by category, invoice ageing, and a VAT summary that nets sales tax against purchase tax.

The bookkeeper bundle

One download holding the spreadsheets, the original receipt images and the invoice PDFs. Pick a month, a quarter or a year to match how you file VAT.

How it works

Three steps, not three programs

1

Create an account

Give your business name and Finnish business ID. Categories, VAT rates and invoice numbering are ready — and you can carry on the number series from your old program.

2

Invoice and photograph

Send invoices in the browser, where a keyboard is faster. Photograph receipts on your phone as they happen, rather than at the end of the month.

3

Download for your bookkeeper

Pick a period and download one file. Your bookkeeper imports it into whatever system they use.

What it looks like

A dashboard that tells you the truth

The browser for deeper work and invoicing, your phone for capturing receipts — the same data in both.

bukkipin.com/dashboard
Income
€18,420
+12%
Expenses
€11,180
−4%
Net
€7,240
+31%
Outstanding
€4,960
2 invoices
Income by month
Receipts
K-Market€24.90
Food
Neste€72.10
Vehicle
Verkkokauppa€149.00
Equipment
Capture receipt
Built for Finland

Finnish invoicing, done properly

Finnish rules are the starting point here, not an add-on. The reference number with its check digit, gap-free invoice numbering and the payment barcode are all generated for you — nothing to work out by hand, nothing to check afterwards.

VAT at 25.5% and 13.5%, ready to go
Business ID format is validated
IBAN and BIC on the invoice
A valid reference number on every invoice
Payment barcode and SEPA QR
Customer details from the Finnish business registry

Read more: how the reference number is calculated

INVOICE
No. 2026-0147
Subtotal€1,976.10
VAT 25.5%€503.90
Total€2,480.00
IBANFI21 1234 5600 0007 85
Reference1 23456 78907
Due30 Aug 2026
PAYMENT BARCODE
For bookkeepers

The month's records in a single download

The end-of-month scramble for receipts is where friction between an owner and their bookkeeper comes from. Bukkipin is built around that handover.

ZIP
One bundle

Receipt and invoice spreadsheets, the original receipt images, the invoice PDFs, and a read-me holding a summary and check totals.

CSV
No lock-in

We tie you to no accounting program. Your bookkeeper imports the records into their own system, whether that is Netvisor, Procountor or something else.

12
Month, quarter or year

Pick the period that matches how you file VAT. The dates are shown before you download, and the bundle says so if the period starts before the business was here.

Opens correctly in a Finnish Excel
Original receipt images as vouchers
The same PDFs the customer received
Check totals for reconciliation

Read what a bookkeeper needs at the end of the month

Honestly

What Bukkipin does not do

A product in beta that promises everything is a product you end up disappointed by. Here is what we do not do, so you know what you are getting into.

We do not process payments

Money never flows through us. Your customer pays you directly at the bank using the IBAN and reference number on the invoice; we record it as paid.

No direct link to accounting software

We do not push records into Netvisor or anything else on your behalf. You get a bundle that works with all of them instead — and ties you to none.

No app in the stores yet

Bukkipin works in your phone browser, camera included. A separate app will come later, but we are not promising it before it exists.

Pricing

Free while in beta

Bukkipin is in use and works, but it is changing quickly. So for now it is free — all of it, with no limits and no card.

Beta
The whole product
No stripped-down free tier — the same app everyone else uses.
€0/ month
We will give plenty of notice before any pricing starts. Nothing will be charged unexpectedly.
Create a free account
Unlimited invoices and receipts
Receipt reading and category suggestions
Reference numbers and payment barcodes
Budgets, reports and a VAT summary
The bookkeeper bundle for any period
Support straight from the person who built it
FAQ

Questions, answered

What does beta mean here?
Bukkipin is in use by real businesses and it works, but it is changing quickly and gaining features all the time. While it is in beta it is free, and we will give plenty of notice before any pricing starts.
Does Bukkipin process payments?
No. Money never flows through us. You create and track invoices here, but your customer pays straight into your bank account using the IBAN and reference number on the invoice. We mark the invoice paid when you record the payment.
Will this work with my bookkeeper’s software?
Yes. We do not push records into any accounting program directly; we give you a bundle instead — CSV spreadsheets, the original receipt images and the invoice PDFs. Your bookkeeper imports it into whatever system they use.
Can I carry on my invoice numbers from another program?
Yes. You set the invoice number format and the next number yourself, so the series continues where it left off. That matters, because invoice numbering has to be gap-free across the whole financial year.
How does receipt reading work?
You photograph the receipt on your phone or drop in a PDF — an A4 purchase invoice works too. The merchant, date, total and VAT breakdown are read from the image, and a category is suggested. Anything uncertain is flagged so you know what to check.
Does my customer need an account to see the invoice?
No. They get a link or a PDF by email and register with nobody. The invoice carries a payment barcode they can scan with their banking app.
Where is my data, and can I get it out?
Data is stored within the EU, and receipt images sit in private storage only your own business can reach. You can take the whole lot as a single file whenever you like, from the bookkeeper page.

Take hold of both sides of your money

Create an account and send your first invoice today. Free while in beta, no card, no commitment.

Bukkipin — invoicing and receipts for Finnish small businesses